2nd Charge Mortgages

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At London Mortgage Solutions, we are an independent mortgage broker giving you access to more second charge mortgage providers. This coupled with our great knowledge and expertise makes it more likely we will find a deal that suits your needs.

What Is a Second Charge?

A second charge is a mortgage that is secured against a property which already has a mortgage on it.
The second charge is completely independent from your first mortgage and is a completely different product with a new lender. This means the rate and term may be different.
You will need your existing lenders permission in order to secure a second charge on your property. The second charge rates available to you will likely be higher that the rate of your first mortgage, as second charge lenders are taking on more risk if you were unable to keep up repayments on your mortgage and your property was repossessed.

Speak To An Expert

We help customers navigate the options available to them through clear information and guidance, this in turn enables them to understand their choices and make informed decisions.

Why London Mortgage Solutions

Over 80-years financial services experience

Free Initial Consultation

Single point of contact throughout

Specialise in Bridging Finance, Development Finance and Commercial Mortgages